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Attention mortgage brokers, Realtors and entrepreneurs

"Who else wants to discover the Hidden Fortunes in doing Loan Mods for Homeowners?"

My Loan Mod Magic™ course is the quick and easy way for you to do loan modifications for cash... and you don't even have to do any real work...you don't have to be an "organized person"...and you don't have to risk any real money, either.

12,691 people recently visited my website and learned about loan mods...and the New York Times quoted me recently...

This home study course lets you get started quickly and easily, has everything you need, and comes with a 100% 365 day Money Back Guarantee that invites you to STEAL from me...

This same information is worth $1995 or $3995 from so-called "gurus"...but is yours for a shockingly low price



Hi Friend, everyone knows that homeowners desperately need lower payments on their house.

But Fannie and Freddie aren't going to help them. Neither is the FHA.

Homeowners like your neighbor (or perhaps yourself) have a problem: They need to get a lower payment and a better interest rate....

But because they are "upside down" and perhaps don't have perfect credit, they are unable to refinance.
The answer for people who desperately need lower payments is a loan modification. A loan modification can provide lower payments for a number of years, or for the rest of the loan period even if that's 29 years.

People can dump their option ARMs and negative amortization loans. They can join the rest of us...homeowners who can hold their head high and pay their bills at last!

A loan modification can lower payments.
  • It can cut out garbage fees and punishingly high extras that have been piled on.

  • Even eliminate prepayment penalties.

  • And it can make you a bundle of cash in the process...

Listen: doctors make money helping sick people. Now you can make money helping "financially sick people" get well. How sweet is that?

And with the Loan Mod Secrets course, you'll learn...
  • How to tell if they will grant you your loan modification request, so you don't waste your time if they are going to say "no" and you get grateful clients!

  • The exact formula for getting the lender to say "yes" to modifying your client's loan (or yours!), lowering your payments either for awhile or forever.

  • The step by step method of turning the tables on the lenders. They will HATE you because you know their secrets and you will get them to say "yes".

  • What to do and how to handle things if you or your client have two loans, a first and a second mortgage, or a first and a HELOC.

Because...

Homeowners in trouble are looking for a hero to help - and here's why you need to help them NOW


Over 3 million homeowners are waiting
for someone to help them get a better
break from their lenders. They need
help because they can't do it for
themselves. And the lenders and
brokers who made them the loans
aren't  going to help them. Who will?
Will you?
You may have heard of those gimmicky "Hope Now" toll free numbers homeowners can call. Non profit organizations that claim to assist.

Let me ask you this: have you ever called them? You should get the experience. It can be pretty bad. And it's as far from helpful as booze is for an alcoholic.

And what do you expect from a "non profit" in a crisis? Especially one that is set up and financed by the lenders themselves?

So here's the opportunity for you...

...because millions of homeowners need help in getting their loan payments changed. Getting their lenders to agree to interest rate deductions. Getting a better deal.
And a few people are making a killing in this business, helping those homeowners. Makes sense, right?

And here's why it works.

Trouble is, homeowners are just terrible at negotiating with their lenders. Awful. They got into a bad loan in the first place often because of the lender's fast talking salespeople.

Now that they're stuck in a house that they cannot afford, who will get them out?

Maybe you will. Maybe you are the hero who will pick up the phone, send along some paperwork, and collect a hug and a smile along with a big check.

Here's how my Loan Mod Magic course makes you an "instant expert" (note that page numbers may come out differently when you print out the downloaded course.)
  • The special key to handling loan mods for people who are self-employed (page 21)

  • What if someone has lied in the past on a stated income loan? Here's how to handle that client with the lender and get a favorable result (and don't worry, it's dead simple but even most lawyers don't know this trick) (page 22)

  • How to get a better interest rate (page 24)

  • What the "good faith down payment" means and how to get it as small as possible (page 27)

  • Why lenders sometimes PREFER foreclosure and how to use it to your advantage (page 29)

  • Don't make these crucial mistakes when you show the lender your client's financial situation (page 31)

  • Use this secret to value your client's net worth, sticking completely to the truth but using the numbers in a very favorable way (you won't have thought of this but it works and is 100% honest) (page 32)

  • Don't make this crucial mistake that many people make when presenting financial information to the lender (page 38)

  • The three things a lender wants to know in order to grant a loan mod - be armed with this info and you are much more certain of success (page 33)

  • The simple form you can use for presenting your client's financial situation (page 37)

  • How to draft a hardship letter that gets great results - this is worth thousands of dollars just by itself (page 40)

  • Here's what you need to note down every time you contact a lender - it's ultra simple and I give you the exact way of doing this so you always have the answers when someone asks you, and you stay organized (page 42)

  • A great way to show your clients what you are doing for them (page 42)

  • What to do if they ask your client to sign a new note - this will give you every piece of ammo you need to be a true hero to your client (page 44)

  • Special considerations for VA and FHA loans - yes they are different, and here's how you handle them so you won't get caught short (page 46)

  • Every single form you need to get going in this business (page 57) including "seller's responsibilities during the loss mitigation process", Document Gathering Checklist, and much more

Imagine how it feels to help a family stay together and earn a handsome living doing it


"The old days of easy credit are gone.
Refinancing isn't possible for most
homeowners. They need someone to
work with their lender and negotiate
a lower payment. They cannot keep
borrowing on credit cards and
tapping retirement funds. They need a
lower payment now!

And money? Imagine if you could make a few hours of phone calls and earn $1500 or $2000 or more for your trouble.

Many people who do loan mods collect one mortgage payment as payment for their services.

You have to be careful to respect the laws in your state and make sure that they are okay with what you do, but this isn't difficult.

And you couldn't ask for a better market than we have now. Because you don't even have to work that hard.

I have people who know how to get loans modified and they can do all the work for you in exchange for a very reasonable cut. Or, you can use my information in the home study course to simply make the phone calls yourself. It's quite easy - just get on the phone and follow the simple system I give you.

And you'll really like this part...

No cold calling. No sales.


This is an easy business because you are dealing with "Financially Sick People" who want and need your help. I show you the simple ways that you can get them to come to you. (Again, note page numbers may be different when you print out a downloaded course.)
  • How to set up your business either on your own, or partnering with a lawyer so my system can work in all 50 states (page 10)

  • A million dollar formula that takes 2 minutes and gets people to give you every name and phone number of every friend and relative give you referral after referral (page 11)

  • How to use Craigslist to get your phone ringing with homeowners who need you and want to pay your fees (page 12)

  • A little known method of using a few $5 signs that can build your whole business ...but only if you know this secret (page 13)

  • The Borrowed Credibility technique - draws clients even to beginning loan modders like a magnet, even if you have NO clients and NO references (page 13)

  • A great way to get people to call YOU without having to make a single phone call or do a single bit of personal prospecting (page 14)

  • How to banish wasting time with people who won't qualify by following these simple steps (page 17)

  • How to tell in 48 seconds if the lender is likely to say "yes" to a loan mod (page 19)
The one thing you need right now is the knowledge, the know-how. Imagine if an expert were at your side, patiently pointing out the next call you should make. What you should say to get good results. What not to do.

My home study course can be that expert. It will make you an instant expert in loan modifications. This could be your next business and it could make you a nice living. Or you could content yourself with helping yourself, friends and families with their loan issues.

Here's what others say about my information


This is stuff people have said to me about Mortgage Relief Formula, my home study course that preceded Loan Mod Magic. But I thought you'd like to see what I'm all about so you can see what people say about my stuff.

Not one person has been paid a single dime for any of this...it is entirely from real people who want everyone to know how helpful this has been in changing their life:

All areas have been covered in amazing detail!

  Product Review - Jane, Toledo, OH

"Glad to find that there is another alternative"

"After buying your course I feel as though I have a course of action and can get through this stressful situation of not being able to pay my house payment and credit card bills. I thought bankruptcy was the only way and am glad to find out that there certainly is another alternative. Most people don't get this information from anyone and don't know that they could possibly end up better off than just trying to run away."

Jane,
Toledo, O
hio

This Customer Review
5 out of 5 Stars



  Product Review - Petter S., Brownstown, MI

"Mortgage lowered from over 9% to 6%"

"I don't want to do a short sale myself, and I don't want to try to reduce my credit card debts myself, but I have been able to get the interest rate on my 2nd mortgage lowered from over 9% to 6.0% yesterday. I hope the lender on the first mortgage will follow, and then perhaps I will be able to keep my house. The course was helpful just for that."

"Richard and his program Mortgage Relief Formula is an eye opener, The best things I like about it is the step by step of things you need to do in his e-book and also the personal help that you can get with your personal problem in the Fourm, great tool. Another thing is the call that Richard bring in to the members, it's awesome. And if you miss them they are recorded in the members area. Keep up the good work Richard. I strongly recommend this program."

Peter S.,
Brownstown, MI

This Customer Review
4 out of 5 Stars



  Product Review - Kanina Johnson, Fresno, CA

"Your course is underpriced"

"Richard, I have paid $5000 for a seminar... I must say, your course is under priced because you are telling people exactly what to do and I love your straight approach, nothing held back."

Kanina Johnson,
Fresno, CA

This Customer Review
4 out of 5 Stars



Prospects are everywhere - advertise for free and answer the phone


Many people are doing loan mods today with simple and free or ultra cheap advertising. They answer the phone and help people who call them. And they get a lot of calls.

Craigslist, bulletin boards at the supermarket, the weekly "Shopper", signs...these are some of the simple and cheap or free ways to get your phone to ring.

My Loan Mod Magic include methods of advertising and reeling people in, and exactly how to work with them afterwards.

Here's what you get with Loan Mod Magic


You get a complete A - Z ebook with EVERY detail
  • You get exclusive access to my inside Free And Clear Club circle including any conference calls, bonuses and special reports during that time

  • You get access to my preferred back office processor who can do ALL the work for you while you just sit back and rake in the bucks

  • You get 30 day access to the acclaimed Free and Clear Club, that gives you private, insider-only information customized to your needs and business situation

  • You get special bonuses
A loan mod properly done can help people
prevent foreclosure. It can help someone's
credit. It helps the lender avoid a foreclosure.
Everyone benefits.
I want to make sure that if you get off your buttusky you will succeed in this business. And I've made it absolutely rock solid risk free so there is no way you can lose a single dime.

I've included exactly what you need, in detail, but made it so that it isn't a boring read or anything. It's even a bit entertaining although it's dead serious about results.



 

It's 100% Guaranteed!

 
 
Here's How To Order... It's Easy!

For Fastest Service: Have your Visa, Master Card, Discover or American Express card handy and click on the secure order link below.

Fill in the online form and submit your order.

As soon as your order is processed we'll ship everything out to you. Your going to love Loan Mod Magic. Claim Yours Now!

Select Your Course Trial and Payment Plan

Course Gold Edition Platinum Edition
for those who are really serious
about their own business

Loan Mod Magic, shipped to your door, a handbook you will study and refer to again and again over the coming months...

I have poured everything I know into this Loan Mod Magic course and it is all yours ... how to build your business helping others with Loan Mods and making a handsome living doing it


   

exclusive 30 days access to the Free and Clear Club, includes additional articles, a call where you get individual help and hear others and can learn the latest, held each month...plus customized help and information with a community of like-minded people, and access to a monthly members-only live teleseminar, $27 each month after first 30 days. You can cancel any time simply by sending one email.

Plus you get three of these valuable bonuses, available IMMEDIATELY
upon completion of your order, for download:

4 audio CDs you can listen to in the car, revealing the secrets of two complete pros at loan mods, worth $197, PLUS

 
Exclusive "From Terrible to Great" FICO Fixer that shows you how to raise a FICO score by 200 points in 60 days. Designed to work with people who may have average good or terrible credit...many of the methods here I have revealed for the first time, worth $97  
How to deal with 12 properties that are all under water, save your marriage, and begin a new career, worth $99  
The Obama Loan Mod Goldmine
Here it is – the definitive book on what you'll need to know to cash in on the government's $75 billion bailout program! You'll learn absolutely everything about helping people who are in a terrible financial situation, while being able to make money for yourself! Here's just a sampling of the content:

• What loans qualify for modification under this program
• What requirements must be met to participate
• What incentives are available to you
• What to do if loan is scheduled for foreclosure

You'll learn the documentation requirements for self-employed, non-escrow accounts and so much more! Best of all, "The Obama Loan Mod Goldmine" will be selling at $97 – but if you're one of the first 200 buyers, you can get this money-making book ABSOLUTELY FREE! Be sure to order now – and we'll include “The Obama Loan Mod Goldmine” with your order – at no additional charge!
 
Special Price $97 $147
Select the Gold or Platinum Edition  
$97 + $17.97
shipping
 
$147 + $17.97
shipping
 
 


Fully 100% Guaranteed with my 365 Days "Love It Or It's Free" Guarantee

I'm never satisfied unless you are more than satisfied. So here's my simple "No Small Print" guarantee.

Try Loan Mod Magic today and put it through the wringer. Use every strategy and technique as many times as you'd like for 365 full days.

You be the judge. If this program doesn't deliver everything I've promised, or if you're unhappy with it for any reason, just return it (in any condition) and I'll immediately buy it back for every dime you paid except for shipping. I have no problem making this iron-clad guarantee because I've personally profited from many of these strategies and techniques so I know they work. Fair enough?


Warmest regards,



Richard Geller

P.S. I don't know if you are a mortgage broker, or a real estate agent, or someone who loves real estate and wants to stay in the business and is looking for a way to make money.

I can tell you this much though. There is no better way to get into this business. And there is no better time.

Will the business wither and die? I doubt it. There are a lot of folks who need help now and you can help them. They will become your loyal followers for years. You can then help them with their debts and the other financial problems...

So what are you waiting for? Now is the time to not chicken out and "get to it later." There is no later. This is the time for you to go ahead and get out your credit card and do what you know is right.

I know it's a little scary. But you will in moments have the answers you've been looking for. Go for it, it's really easy and there is no risk at all for you. None.

P.P.S. Remember, you are getting complete and total access to financial life changing information...

P.P.P.S. I know that it is a very LOW COST course. It's almost embarrassing.

People tell me every day that others are offering material not even one third as complete for $997, $1995 or even $4995.

Why am I selling such an expensive course so CHEAP?

Frankly, each day I think I should raise the price because it almost seems like I am offering TOO much. And this course represents my blood and sweat -- a huge amount of work. I go back and forth on this.

The reason for the low price is that I get hundreds out the door when other so-called gurus are getting out a few at a time. I'd rather help a ton of people than just the privileged few who can whip out a credit card and charge $2000.

P.P.P.P.S. I am a real business established in 1996. You can email me at supportATMortgageReliefFormulaDOTcom (please replace the AT with @ and the DOT with .), or call me toll-free at 877-691-3328 ext.101. People are always surprised when they talk to a real, friendly person, either myself or a team member, when they call. We are located at 4120 Leonard Drive in Fairfax, Virginia, just 100 yards from the Fairfax County Courthouse and police station and about 12 miles from downtown Washington DC.

"It's 100% Guaranteed for a full 365 days"

I'm never satisfied unless you are more than satisfied. So here's my simple “No Small Print” guarantee. Try today and put it through the wringer. Use every strategy and technique as many times as you'd like for 12 full months.

You be the judge. If this program doesn't deliver everything I've promised, or if you're unhappy with it for any reason, just return it and I'll immediately buy it back for every dime you paid (other than shipping.) Return it even if a bigrig truck ran over it...but just return it and get all your money back except shipping.

I have no problem making this iron-clad guarantee because I've personally profited from many of these strategies and techniques so I know they work. Fair enough?